McJim Posted September 17, 2021 Posted September 17, 2021 I've been with Peter James for a couple of years now and thought it would be no problem to add my daughter, Katy, to the policy even though she's 23 and been driving for four years. How wrong was I. They don't add second drivers until they're over 25 but would make an exception when she became 24. As that happens a couple of weeks after the RBRR, that wasn't much use. Tried a compare website, didn't realise that they gave my phone number out and was inundated with calls in seconds. First up was a company I had never heard of - Peart. A decent quote with Katy as the named driver but a large excess and only market value if the car was written off. Contacted Adrian Flux next and was again informed that I couldn't add Katy until she was 25. However, they did do under 25 insurance if the person under 25 is the main driver! Okay I said, let's make her the main driver and me the named additional driver. They came back with a quote better than the first I received and would pay the agreed value on the car if it was written off. 15 minutes later, we're both insured and ready to get out and give Katy the opportunity to put some miles under her belt. Car insurance is weird and unfathomable to me but we got a result in the end. Anyone else having problems with insurance? Jim. Quote
Howard Posted September 17, 2021 Posted September 17, 2021 Wrote my TR7 off almost exactly one month ago. The insurance company & broker (Bishop Calway/KGM) have been brilliant and paid the full agreed amount less the 100 excess and 200 for the written off car within three weeks. The insurers allowed me to transfer the insurance to the new car for just a tenner! The only problem is that when I asked to increase the mileage to more than 5k/year they can't - a C2C + a 10CR is 3k so will rapidly run out of miles. What mileage allowance are other insurers offering? Quote
PaulB Posted September 17, 2021 Posted September 17, 2021 I’m insured with Classicline and added my 18 year old son at the time for £25. (He’s just turned 19 now). The only condition is that you have to be in the vehicle whilst they are driving which is fine for events like C2C and RBRR and you both have to be members of TSSC. Perhaps Club Triumph should organise something similar to encourage younger members and the next generation to look after our cars. Trying to get him insured on his own or as a named driver is impossible/ridiculously expensive. Quote
Clive Posted September 18, 2021 Posted September 18, 2021 9 hours ago, Howard said: Wrote my TR7 off almost exactly one month ago. The insurance company & broker (Bishop Calway/KGM) have been brilliant and paid the full agreed amount less the 100 excess and 200 for the written off car within three weeks. The insurers allowed me to transfer the insurance to the new car for just a tenner! The only problem is that when I asked to increase the mileage to more than 5k/year they can't - a C2C + a 10CR is 3k so will rapidly run out of miles. What mileage allowance are other insurers offering? Peter James is unlimited Quote
Nick Jones Posted September 18, 2021 Posted September 18, 2021 RH Specialist offer 1k, 3k & 5k. My Vitesse is actually unlimited but that is a legacy feature (I’ve been with them a long time) and not available now. They covered my son on a 1 week, only when I was also in the car for the 2017 10CR. He was 21 at the time with 3 years ncb. It was 25% of the cost of my years premium though…. Nick Quote
cook1e Posted September 26, 2021 Posted September 26, 2021 (edited) I've been insured with Peter James for about 15 years except for one year and it's always been unlimited mileage. The one year I went elsewhere was because I won a years free insurance with RH for a CT magazine article, and again they gave me unlimited. I also had a like for like quote from Classicline last year for unlimited and it was similar premium to Peter James but the excess was high for a Triumph parked overnight on the drive whereas Peter James gave the same £100 excess for both Triumphs, one on the drive, one in the garage. So I don't think it's an issue to get unlimited, but obviously it may be cheaper to get limited. RH unlimted was quite a bit more than Peter James though. Having said that, Peter James unlimited has always been as cheap as limited agreed value insurance for me, that may be because it's on a TSSC policy that is discounted? Edited September 26, 2021 by cook1e Quote
Tim Bancroft Posted September 28, 2021 Posted September 28, 2021 Peter Barrett of Cherished Vehicle Insurance is doing the RBRR and may have been able to faciliate something for you Jim. Bit late telling you this. Quote
McJim Posted September 28, 2021 Author Posted September 28, 2021 Cheers Tim but we're all sorted now. Just a few odds and ends on the car and making it as comfortable as possible and we're ready to go. Jim. Quote
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